The Reserve Bank of Australia is tipped to hold interest rates steady when they release their latest decision this afternoon.
The cash rate has been at 4.35 per cent since November 8 last year.
And most experts believe there won't be a cut now until next year.
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In a previous survey by Finder, all 40 financial experts consulted believed rates would hold steady in December.
However, they indicated relief could be on the way.
"The cost-of-living crisis continues to place significant pressure on households. Young Australians—particularly those renting, paying off a mortgage, or raising children—are feeling the strain most acutely," Finder head of consumer research Graham Cooke said.
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"The good news is that Australians could see a rate cut this financial year. Most experts on our panel expect the first cut to occur within the first three meetings of next year."
The largest proportion of finder's experts, just under 50 per cent, believed rates would be cut in May, while just under a quarter thought it would arrive earlier, in February.
Adelaide Timbrell from ANZ said she expected the first rate cut to be in May.
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"With the economy – notably jobs growth and business conditions continuing to show resilience, we are also shifting our view on the quantum of rate cuts and now expect only two, in May and August 2025. That leaves the terminal cash rate at 3.85 per cent," Timbrell said.
Shane Oliver from AMP also predicted a rate cut in May.
"However, with inflation trending down and weaker than expected growth we think the RBA should cut earlier and there is still a high chance of a February cut," Oliver said.
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